Panama’s Caja de Ahorros Bank Recorded Assets of $6,911 Million with a Growth of 4.6% at the Close of 2025.
In the environmental and social sphere, the Savings Bank known as Caja de Ahorros made progress in initiatives related to energy efficiency, circular economy and reforestation.
The Savings Bank officially presented its 2025 Sustainability Report, a document that reflects the integration of sustainability as a strategic axis of institutional management and the impact generated in economic, social, environmental and governance matters.
Savings Bank’s Achievements in 2025.
The presentation took place within the framework of the Panama 2026 Sustainability Forum, organized by Vida y Éxito. With more than 650,000 clients, a network of 60 branches throughout the country, and actions and projects aimed at modernization and innovation, the entity continues to consolidate a sustainable banking model that drives the economic and social development of Panama.
“This report reflects the work we have been doing to strengthen a more efficient, innovative, inclusive institution committed to the country’s sustainable development. Our goal is to continue generating value for our clients, employees, and communities, always maintaining the trust that Panama has placed in its Savings Bank,” said Andrés Farrugia, General Manager of Caja de Ahorros.
Banking Growth.
The report outlines the main progress achieved during 2025, the result of an analysis aligned with the 2022-2025 Strategic Map and based on international standards such as the Global Reporting Initiative (GRI) and the Sustainability Accounting Standards Board (SASB) guidelines. Among the most significant milestones is the evolution of the Institutional Social Responsibility Management to the Sustainability Management, strengthening sustainability as a cross-cutting principle of institutional management.
“More than just reporting results, we seek to strengthen an institutional culture based on responsibility, transparency, and the generation of sustainable value. This approach allows us to integrate environmental, social, and governance criteria into our decision-making,” highlighted Cindy González, Executive Manager of Corporate Governance at Caja de Ahorros.
At the close of 2025, Caja de Ahorros recorded assets of $6,911 million, a growth of 4.6% compared to the previous year, while liabilities reached $6,486 million, reflecting the confidence of its clients and the strengthening of its credit activity and investments. In the environmental and social sphere, the institution made progress in energy efficiency, circular economy, and reforestation initiatives, in addition to strengthening its corporate volunteer program, Somos CA, which has a presence in every province of the country. Furthermore, the Zambo School Gardens program, with 26 years of experience, has benefited 300 schools and more than 38,800 students.
Special Programs.
During 2025, the Financial Education Program reached 7,759 people, exceeding the goal of 5,000 beneficiaries, through 456 hours of training, reaffirming the institution’s commitment to inclusion and strengthening the financial capabilities of the population. All these achievements are the result of the committed work of a workforce made up of more than 2,100 employees, 57% of whom are women and 43% men, who drive a responsible and service-oriented management every day for the benefit of Panamanians. The progress of Caja de Ahorros was also recognized by organizations such as MERCO, Fintech Americas, SUMMA and AMCHAM, highlighting its performance in reputation, innovation, digital transformation and financial education. The 2025 Sustainability Report is available on the website cajadeahorros.com.pa.
The Savings Bank known as Caja de Ahorros reaffirms its commitment to generating opportunities.
